I don’t have a specific approach to budgeting. After decades of managing a household, I have begun to understand how to determine priorities. The arrangements I make are as follows:

1. Set aside sufficient funds for basic necessities, electricity, etc.
2. Provide funds for social, religious, and other donations. I don’t set the maximum or minimum for this purpose. I listen to my conscience when spending money on donations.
3. I set aside most of my income for investments and to purchase valuable assets such as gold, real estate, land, and stocks. Over time, my budget for these investments has grown. My goal is to achieve financial freedom in my old age. I can also support my relatives and others.

What about you? Is that difficult to do budgeting?

In my opinion, budgeting is difficult if you are not disciplined. Discipline yourself so that budgeting becomes easy and achieves the desired target.